Florida, the Sunshine State, is well known for its warm weather, gorgeous beaches, and many outdoor activities. Living in Florida is a dream for many, with its miles of pristine beaches and unique cultural scene.
This guide will help you understand the best places to live in Florida, focusing on essential aspects. We’ll explore some of Florida’s largest cities, giving you a complete overview of what to expect when considering moving once you buy your Florida home.
Guide to the Best Places To Live in Florida
Each location will be evaluated based on its housing market, school districts, job market, retirement communities, and cultural and nightlife offerings.
These key aspects can significantly affect your decision-making process, whether you’re a retiree looking for a peaceful community, a young professional chasing employment opportunities, or a family seeking excellent schools.
Pensacola
Pensacola, located on Florida’s Gulf Coast, offers a warm climate and a rich historical background. Its housing market presents a blend of affordability and variety, making it an appealing destination.
Housing Market
The Pensacola real estate market is relatively affordable, with median home prices of $315K, falling below the national average. This affordability and the city’s strong sense of community make Pensacola an attractive option for potential homeowners.
School Districts
Pensacola offers quality education for families with children. Some of the top-rated schools in the area include Pensacola High School and Brown Barge Middle School.
Job Market
The job market in Pensacola is robust, with opportunities in sectors such as healthcare, education, and the military. The unemployment rate is on par with the national average.
Retirement Communities
Pensacola is also famous among retirees due to its warm weather, affordable cost of living, and wealth of recreational activities. Several retirement communities offer a variety of amenities for seniors.
Cultural and Nightlife
With a vibrant downtown area full of shops, restaurants, and cultural attractions, Pensacola offers plenty of nightlife options. It’s also home to various festivals throughout the year.
Tallahassee
As the state capital of Florida, Tallahassee offers a unique blend of educational, cultural, a strong sense of community, and natural attractions. With several universities here, the city has a youthful, vibrant energy.
Housing Market
The housing market in Tallahassee offers a mix of single-family homes, apartments, and townhouses. The median home price is lower than the national average, providing an affordable cost of living.
School Districts
Tallahassee boasts excellent public and private schools, including some of the top-rated high schools in Florida. The presence of Florida State University and Florida A&M University also makes it an educational hub.
Job Market
Tallahassee’s job market is diverse, with employment opportunities in education, healthcare, government, etc. The city’s unemployment rate is comparable to the national average.
Retirement Communities
While Tallahassee is known for its universities, it offers several appealing retirement communities. The city’s mild climate, cultural activities, and healthcare facilities attract retirees.
Cultural and Nightlife
Tallahassee has much to offer, from historic sites to green spaces and a bustling downtown. The city hosts various cultural events, and a population of college students enriches the nightlife scene.
Gainesville
Gainesville, home to the University of Florida, is rich in culture and natural beauty. There’s always something to explore in this Alachua County city, from its bustling downtown to its numerous nature trails. This location in north Florida also has low crime rates and unemployment rates.
Housing Market
The Gainesville real estate market offers various options, from downtown apartments to suburban homes. The median home price is lower than in many other Florida cities, contributing to its appeal.
School Districts
Gainesville is known for its strong education system and it’s considered a college town. Its public schools are highly rated, and the presence of the University of Florida offers numerous educational opportunities.
Job Market
With a strong economy anchored by the university and several healthcare facilities, Gainesville has a healthy job market. Key sectors include education, healthcare, and technology.
Retirement Communities
Despite its reputation as a college town, Gainesville is also home to several retirement communities. Its warm climate, outdoor activities, and cultural offerings make it a popular retirement destination.
Cultural and Nightlife
Gainesville has a vibrant cultural scene with numerous museums, art galleries, and music venues. Its downtown area is a hub of activity, with restaurants, bars, and shops.
Jacksonville
Jacksonville is the largest city by area and is located in Duval County, northeastern Florida. It offers a mix of urban and suburban environments and numerous outdoor recreational opportunities.
Housing Market
Jacksonville’s housing market has been relatively affordable and offers a range of housing options, from apartments and townhouses to single-family homes.
School Districts
The Duval County Public Schools system serves Jacksonville, which includes a variety of elementary, middle, and high schools.
Job Market
Jacksonville has several major corporations and government entities providing employment opportunities. The proximity to the port also contributes to the city’s job market.
Retirement Communities
Several retirement communities and 55+ neighborhoods in and around Jacksonville offer various amenities and housing options for seniors looking to retire in the region.
Cultural and Nightlife
Jacksonville offers a vibrant cultural scene with numerous museums, theaters, art galleries, and music venues. The city hosts events and festivals annually, celebrating arts, culture, and community.
Ocala
Ocala, situated in Marion County, Central Florida, is known for its scenic landscapes, equestrian culture, and small-town charm. Dubbed the “Horse Capital of the World,” it adds an exciting and unique dimension to the city’s identity.
Housing Market
Ocala has an affordable housing market, with a median home price significantly lower than the national average. This affordability makes it an appealing place for homebuyers.
School Districts
Ocala boasts several high-ranking public and private schools. The city’s commitment to education is reflected in the quality and diversity of its school districts.
Job Market
Ocala has a strong job market with opportunities in healthcare, education, and equestrian industries. The unemployment rate is in line with the national average.
Retirement Communities
Ocala attracts retirees with its warm climate, affordable housing, and peaceful ambiance. It has numerous retirement communities offering a variety of amenities.
Cultural and Nightlife
While Ocala may be quieter than some of Florida’s larger cities, it has a thriving cultural scene with art galleries, museums, and theaters. The city also offers several dining and entertainment options.
Sarasota
Sarasota, located on Florida’s Gulf Coast just south of the Tampa Bay area, is famous for its cultural institutions and gorgeous beaches. Sarasota offers a high quality of life with a strong sense of community and various recreational activities.
Housing Market
Sarasota’s housing market offers a range of options, from beachfront condos to suburban homes. While the median home price is higher than the national average, Sarasota’s quality of life and amenities justify the cost.
School Districts
Sarasota has numerous highly-rated public and private schools, providing quality education for families with children.
Job Market
The job market in Sarasota County is robust, with opportunities in healthcare, education, tourism, and real estate. The city’s unemployment rate is lower than the national average.
Retirement Communities
Sarasota is a popular retirement destination, boasting a warm climate, vibrant cultural scene, and numerous high-quality healthcare facilities.
Cultural and Nightlife
Sarasota has a vibrant cultural scene with numerous museums, art galleries, and a renowned performing arts community. It also has an active nightlife with various dining and entertainment options.
Naples
Nestled in the Gulf of Mexico, Naples is known for its high-end shopping, world-class culture, and sophisticated dining. It’s an upscale community that has much to offer its residents.
Housing Market
The housing market in Naples is pricier, with the median home price being $725K, higher than the national average. However, the city’s luxury lifestyle, gorgeous beaches, and high-end amenities make it worth the investment.
School Districts
Naples has several top-rated schools both public and private, ensuring a quality education for children and young adults.
Job Market
Naples has a strong job market and low unemployment rates, with healthcare, education, and hospitality industry opportunities.
Retirement Communities
Naples is desirable for retirees due to its warm weather, high standard of living, and top-notch healthcare facilities.
Cultural and Nightlife
Naples has a thriving cultural scene, with art galleries, high-end shopping, and gourmet dining. The city also boasts a vibrant nightlife with upscale bars and clubs.
Port St. Lucie
Port St. Lucie, located along Florida’s Treasure Coast, is known for its natural springs and tranquil environment. This city in Saint Lucie County attracts those looking for a peaceful lifestyle in a natural setting.
Housing Market
Port St. Lucie has an affordable housing market, with the median home price below the national average. This affordability makes the city a desirable location for both families and retirees.
School Districts
Port St. Lucie has several high-rated schools, ensuring a solid education for the city’s young residents.
Job Market
The job market in Port St. Lucie is growing, with opportunities in sectors such as healthcare, education, and manufacturing.
Retirement Communities
Port St. Lucie is a popular destination for retirees, boasting warm weather, affordable housing, and numerous recreational activities.
Cultural and Nightlife
While Port St. Lucie is more laid back than other Florida cities, it offers cultural attractions such as botanical gardens and nature trails. It has several dining options and hosts community events throughout the year.
Fort Myers
Fort Myers, located on Florida’s Gulf Coast, is renowned for its white sand beaches, fishing, and shopping. The city in Lee County offers a blend of urban and natural amenities, making it an enjoyable place to live.
Housing Market
Fort Myers offers a diverse housing market, with prices varying based on proximity to the water. Despite some upscale areas, the median home price remains on par with the national average.
School Districts
The school districts in Fort Myers, including Lee County School District, have a decent rating with several highly-rated public and private schools available.
Job Market
Fort Myers’ job market is rising with opportunities in tourism, healthcare, and retail sectors.
Retirement Communities
Fort Myers is a popular retirement destination, offering a variety of communities with a focus on active, outdoor living.
Cultural and Nightlife
The city has a vibrant cultural scene with historical sites, art galleries, and festivals. The nightlife offers everything from relaxed beachfront bars to lively clubs.
Miami
Miami, a bustling metropolis, is known for its cultural diversity, vibrant arts scene, and gorgeous beaches. Miami, known as “Magic City,” offers a unique blend of urban sophistication and tropical paradise.
Housing Market
The housing market in Miami (and all Miami Dade County) is diverse, ranging from luxury waterfront properties to affordable apartments. Prices can be higher than the national average, reflecting the city’s appeal and amenities. Cost of housing in Miami right now is $588K.
School Districts
Miami boasts several excellent public and private schools, reflecting the city’s commitment to providing quality education.
Job Market
Miami has one of the most dynamic job markets in all of South Florida with strong tourism, finance, and international trade sectors offering job opportunities.
Retirement Communities
Despite its reputation for a fast-paced lifestyle, Miami offers several serene retirement communities with top-notch amenities.
Cultural and Nightlife
Miami is a cultural hotspot with many art galleries, museums, and music venues. The city’s nightlife is globally recognized, offering everything from upscale clubs to relaxed beach bars.
Melbourne
Melbourne on Florida’s Space Coast offers a thriving arts scene and proximity to Kennedy Space Center. It provides a tranquil environment in Brevard County complemented by cultural and recreational activities.
Housing Market
Melbourne has a relatively affordable housing market, with prices below the national average. It makes the city an appealing option for both families and retirees.
School Districts
Melbourne is home to several high-performing schools, ensuring that children in the area receive a solid education.
Job Market
Melbourne’s job market is strong, with opportunities in the aerospace, healthcare, and education sectors.
Retirement Communities
Melbourne is home to several retirement communities, offering its senior residents a relaxed, sunny lifestyle.
Cultural and Nightlife
Melbourne offers a variety of cultural events and recreational activities, including art festivals, golf courses, and beach activities. The nightlife is relaxed, with a good selection of dining options.
Orlando
Orlando is known globally for its amusement parks, including Walt Disney World and Universal Orlando. It offers residents a vibrant downtown, lush parks, and a diverse culinary scene.
Housing Market
Orlando’s housing market is dynamic, with various options from condos to single-family homes across many quality neighborhoods and suburbs. Prices are competitive, but the city’s popularity can lead to increased demand.
School Districts
Orlando is home to many quality public and private schools, which provide families with various educational options.
Job Market
Orlando has a diverse job market with solid tourism, healthcare, and technology sectors.
Retirement Communities
Despite its reputation as a family destination, Orlando has many retirement communities offering a variety of amenities.
Cultural and Nightlife
Orlando has a thriving cultural scene with performing arts, music festivals, and diverse cuisine. Its nightlife is vibrant, featuring everything from themed bars to sophisticated lounges.
Tampa
Situated in Tampa Bay, Tampa is known for its cultural diversity, major sports teams, and historic Ybor City neighborhood. Its waterfront setting and bustling downtown make it an exciting place to live.
Housing Market
Tampa’s housing market is varied, with options for different budget levels. The prices are relatively in line with the national average.
School Districts
Tampa offers several high-quality public and private schools, providing ample educational opportunities for families.
Job Market
Tampa’s job market is robust, with healthcare, finance, and technology opportunities.
Retirement Communities
Tampa offers a variety of retirement communities, providing seniors with a warm climate, healthcare facilities, and recreational activities.
Cultural and Nightlife
Tampa’s cultural scene includes museums, art galleries, and music festivals. Its nightlife offers a mix of historic cigar bars, craft breweries, and chic nightclubs.
Climate and Florida Seasons
Florida is called the “Sunshine State” because it boasts warm, tropical weather almost all year round. Florida is a favorite destination for individuals who enjoy outdoor activities like hiking, fishing, and water sports.
Summer is hot and humid, with temperatures regularly exceeding 90°F, while winters are mild and rarely drop below 40°F. However, the state is also susceptible to hurricanes, particularly from June to November.
Pros
- Warm climate year-round
- Great for outdoor activities
- Less cold weather
Cons
- Humidity can be uncomfortable
- Hurricane season
Cost of Living in the Sunshine State
The cost of living in Florida can vary depending on the location. Generally, Florida does not have a state income tax, which can make it more affordable for many people. Housing costs can range widely, with prices in areas like Miami much higher than in smaller cities and rural areas.
Despite this, Florida’s average cost of living is lower than the U.S. national average, making it an attractive option for many individuals and families.
Florida by Region
Florida is a diverse state divided into several regions. North Florida has a Southern feel and small towns. Central Florida is home to Orlando and theme parks. South Florida, including Miami and the Keys, has a tropical, multicultural vibe.
The Gulf Coast boasts beautiful beaches and retirement communities, while the Atlantic Coast is a mix of bustling cities and serene beach towns. Each region has something to offer, depending on what you’re looking for in a place to live.
Best Areas for Young Families
Young families might find Orlando and its suburbs appealing for its quality school districts and family-oriented attractions like Walt Disney World.
Best Areas for Retirees
Sarasota, Naples, and Fort Myers are great places for retirees due to their calm beaches, golf courses, and retirement communities.
Healthcare by Region
Florida’s healthcare quality and availability can vary by region, with more urban areas like Miami, Orlando, and Tampa having a higher concentration of top-rated hospitals and specialists.
Most Affordable and Most Expensive Places in Florida
Some of the most affordable cities in Florida include Palm Coast, Cape Coral, and Port St. Lucie, where average home prices range from $200K to $250K. On the other hand, areas like Naples, Boca Raton, and Miami Beach are among the most expensive, with median home prices often exceeding $500K.
Other Factors
Other factors to consider when moving to Florida include the state’s diverse cultural offerings, its natural beauty, and the potential for extreme weather, particularly during hurricane season.
FAQs: Best Places To Live in Florida
Here are the answers to some commonly asked questions about living in Florida.
Where is the best place to live in FL?
The best place to live in Florida depends on your needs and lifestyle. Still, many find cities like Tampa, Orlando, West Palm Beach, and Miami desirable due to their blend of urban amenities and natural beauty.
Where is the nicest but cheapest place to live in Florida?
Some of the nicest but most affordable places to live in Florida include Port St. Lucie, Palm Coast, and Cape Coral.
What part of Florida is safest from hurricanes?
While no place is entirely safe from hurricanes, cities in Central Florida, like Orlando and Leesburg, are typically less impacted due to their distance from the coast.
Where in Florida is the most affordable?
The most affordable places in Florida include Port St. Lucie, Palm Coast, and Cape Coral.
How much money a year do you need to live comfortably in Florida?
A single adult would need around $28,000 annually, while a family of four would need about $76,000 annually to live comfortably. However, this can vary depending on the city and personal lifestyle.
Conclusion on Best Places To Live in Florida
Florida offers diverse locations to cater to different lifestyles, whether you’re a retiree looking for tranquility, a young family seeking vibrant city life, or professional chasing career opportunities.
The Sunshine State provides an enticing combination of a warm climate, varied housing options, and a wealth of recreational activities.
We hope this guide has given you an overview of Florida’s best living places. Search our eXp Realty property listings for more information. If you are ready to move to Florida, contact an eXp Realty agent for personalized assistance.
